The usual monsoon nightmare! Kshitij woke up to the pouring skies. The heavy downpour and the flooded roads forced Kshitij to take a day off from work as there was no way he could wade through the waist-deep water to his workplace. A movie and a coffee later, Kshitij thought he could finally get to the task of cleaning his smart phone of all the applications he had hardly used.

After uninstalling a number of them, he thought of removing the Kotak Bank mobile banking application as he hardly used it, thanks to the Kotak Mahindra Bank and ATM facility right across his office. Just as he was about to uninstall, his phone rang. It was his youngest brother calling him to transfer some money to a friend’s account. Kshitij’s brother had lost his wallet (which had his ATM card) and was in urgent need of cash to pay his hostel fees. The fear of getting scolded by his parents made Kshitij his only hope. While Kshitij was figuring out a way to reach the bank through the flooded streets in his neighborhood, it struck him that why not use Kotak mobile banking app to transfer the funds to his brother. He was glad he had not removed it from the phone yet and decided not to do so in the future by realizing its worth and necessity. This incident made him explore the other features of the app.

He now uses it not just to transfer funds or to check his accounts status, but also to pay his bills, recharge his phone and DTH connections and for things like pin change for his credit and debit cards. He was surprised and happy at how conveniently he could book flight tickets and make hotel reservations for him and his family’s next vacation with mobile banking services from Kotak Bank. Utilizing mobile banking facility has saved him a lot of energy and time that he would have otherwise spent on visiting the bank, the ATM and other stores for things like recharging his phone and planning his vacations.

Banking Mobile Apps such as Kotak Mobile banking app has helped many customers like Kshitij to get done with important financial transactions. Kotak introduced this facility so that its customers can enjoy benefits like

• In case someone needs to carry out a financial transaction from a rural place, he/she can easily get it done with the mobile banking application
• It is a faster, safer and convenient mode of transaction. Your account and other financial information are available to you 24/7 on the mobile banking app.

This was the story of one of Kotak Bank’s happy customer. You can be one of them too. All you need to do is download the mobile app on your smart phone to save a lot of your time and effort by getting banking done from wherever you are, without actually visiting the bank to avail these services. You can check out the YouTube Video to guide you on how to download and start using the App

Author Bio:

Rachita Kotian is an independent blogger and writing has been her passion for a long time. A literature major, she loves exploring the world of health, lifestyle, travel and finance. When she’s not writing, she’s most likely listening to music, cooking, surfing the web, or catching up on the latest flick.

Do you use mobile banking apps? If yes which features do you like? If you don’t then use mobile banking apps, why you don’t use it Are you worried about the security? What prevents you from using the mobile banking apps? Which form of banking do you prefer – the internet or Netbanking & ATM, NEFT,going to the branch?