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Employee Stock Purchase Plan or ESPP

Companies often reward their employees with their stock, either in the form of employee stock option plans (ESOP) or  Restricted Stock Units(RSU), or employee stock purchase plans (ESPP). Under the Employee stock purchase plan or ESPP, the employee has the choice of...

Setting Up a Financial Safety Net with Term Insurance in 6 Steps

Financial safety is undeniably one of the most critical aspects of any individual’s life. Especially considering the current tough times, most everyone feels overwhelmed by financial worries. Whatever the circumstances may be, there are ways to get through it and ease...

RSU of MNC, perquisite, tax , Capital gains, ITR

RSU or Restricted Stock Units are shares of the company given to employees free of cost but with some restrictions. What are RSUs? Why are RSUs given? What is the vesting date? When are RSU taxed? Is there a capital gain on selling RSU? What is the capital gain from...

Switching of Mutual Funds

Switching is often recommended from Regular to Direct Plan to save on the commission. But what is the switching of mutual Funds?  What are the costs involved? Is switching of funds taxable? How to do switching of Mutual Funds? What is Switching in mutual funds? Moving...

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