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Love it, Hate it, Like it, Dread it but you cannot ignore Money.

Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver – Ayn Rand

Money touches everything but We are NOT taught money in school or at home

So We get half cooked knowledge of finance and lack of financial knowledge has painful consequences

Our mission is to help people be aware of Money and be in control. 

Tax on Shares & Mutual Funds  

What are the Tax implications on holding  MFs & Stocks?

What are the Tax implications on selling MFs & Stocks?


If you get Dividends you need to pay Tax on it


On Selling Stocks & Mutual Funds, income earned is called as Capital Gain or Loss


Tax On Selling Shares depends on where it is listed, holding period


Tax on Selling Mutual Fund depends on type of Fund(Equity/Non Equity), holding period


Test Your Knowledge on Tax on Shares & Quiz

Video on Tax on Selling Shares & Mutual Funds

Our Trainings

We are not taught about Money in school or at home. We end up having half-cooked knowledge of Investing, Income Tax, Loans, etc. Get Aware of Money Concepts in a simple, jargon free, structured way


Hello Money Course

Suited for 15- 20 years to get formal & Structured introduction to Concepts like Banking, Compounding, Needs and Wants, Earning, Credit Card

Learn More

Be Aware of Income Tax

Suited for those who have to file Income Tax Return(ITR) and want to understand concepts like Types of Income, TDS, Form 16, Challan 280 etc properly.

Learn More…


Hello Investing

Suited for those who want to understand various investment options, FD, PPF, NPS, Mutual Funds, Stocks, how to do asset allocation, make an investment portfolio.

Learn More…

Paper Work(Nominations, Will)

Suited for those who Love their family and want to ensure that all paperwork is in order such as Joint Ownership, Nominations, Will

Learn More…

Learn About Money

Help you to learn about Money concepts in simple, structured way

PaperWork : Joint Account, Nominee, Will

Ignore if you don’t Love Your Family
When a person dies who will get his money from bank accounts, mutual funds, property, etc? What happens to the Mobile Number, Aadhaar after the death of the person. What happens to credit cards, home loans after death.WHAT IF something happens to you? Can your family live the way you wanted them to live


Rs 199


Income Tax Workbook

With Examples and Worksheet explains what is Income, Income Tax slabs, Types of Income, the tax on different types of Income, dates related to Income Tax, tax cut i.e TDS, how to see TDS, how and when to pay self-assessment tax, how to pay the tax due, how to File ITR

Rs 199


For Children Book & Workbook on Money

Teach your kids how to handle money now with interesting stories. Children will learn about Ways to Earn Money, Credit & Debit Cards, Banking. Learn more

Rs 199 & Rs 99

Tax on Shares & Mutual Funds

What are the Tax implications on holding MFs & Stocks? What are the Tax implications on Selling Mutual Funds & Shares? Learn More…

Rs 199

What you will find at Bemoneyaware: EPF,UAN, Investing, Women,Debt,Big Boss & More

Bemoneyaware writes about money topics in simple terms such as filing income tax forms, about EPF, PPF, Credit debt, loans, Investing in Mutual Funds, Stocks etc. We have answered questions on Quora(5.4M content views), have written articles for magazines like Femina,...

How to file ITR Income Tax Return, Process, Income Tax Notices

The income earned between 1 Apr 2020 to 31 Mar 2021, called FY 2020-21, will be assessed for tax in the AY 2021-22. The last date for filing returns for individuals is 31 Dec 2021.  This article lists all the articles for understanding Income Tax Return or ITR,...

Women Take Control of Money and your Life

Principles of personal finance management are gender-neutral but a woman faces situations in life that men don’t such as relocation due to marriage, career disruption on childbirth, re-entry into the corporate rat race, or a complete career switch to achieve work-life...

Online Fraud : UPI Scam, AnyDesk, Matrimonial Site, Lottery, Fake Job Offer etc

The Internet has not just made our lives simpler but has also made it better and comfortable.  Today, we can communicate instantly with anyone living anywhere across the world. With just a few clicks most of our work is done instantly. However, the advancement of the...

Direct Investing in Mutual Funds: Difference, Expense Ratio, How to Invest,Apps

Regular and Direct Mutual Fund plans are options to buy the same mutual fund scheme, run by the same fund managers who invest in the same stocks and bonds. The major difference between direct plan and a regular plan is that in the case of a regular plan your mutual...

All About Fixed Deposit,FD

Fixed Deposit is one of the simplest and most used Investment product in India. This article covers  FD (Fixed Deposits) in Detail. All about Fixed Deposits For someone who does not want any kind of uncertainty with regard to his or her investments, Fixed Deposits is...

All About UAN or Universal Account Number of EPF

UAN is Universal Account Number. The UAN is a 12-digit  number allotted to the employee who is contributing to Employee Provident Fund or EPF.  UAN number is a big step towards shifting the EPF services to online platform and making it more user-friendly.  Please note...

If you Miss your EMI: Explore alternatives like IVA

People could take loans for multiple reasons like consolidation of a debt, to make some home improvement, pay for the wedding, buy a car, to pay their bills, support their education and medical finance, etc. A personal loan is of great help to an individual, who is...

Setting Up a Financial Safety Net with Term Insurance in 6 Steps

Financial safety is undeniably one of the most critical aspects of any individual’s life. Especially considering the current tough times, most everyone feels overwhelmed by financial worries. Whatever the circumstances may be, there are ways to get through it and ease...

RSU of MNC, perquisite, tax , Capital gains, ITR

RSU or Restricted Stock Units are shares of the company given to employees free of cost but with some restrictions. What are RSUs? Why are RSUs given? What is the vesting date? When are RSU taxed? Is there a capital gain on selling RSU? What is the capital gain from...

Switching of Mutual Funds

Switching is often recommended from Regular to Direct Plan to save on the commission. But what is the switching of mutual Funds?  What are the costs involved? Is switching of funds taxable? How to do switching of Mutual Funds? What is Switching in mutual funds? Moving...

Why Do People Take Out Loans?

In case you need to use a personal loan to bump out debts, finance a big event, or pay for medical expenses, make sure you consider the factors below. The basics of personal loans: they’re nothing like credit cards, and qualifying to obtain one isn’t as difficult as...

Real Estate Investing 101: Pros and Cons

If you're thinking about investing in real estate with a goal to put your money to work for you now so you have more in the future, it might seem a bit complex but it's really quite simple once you understand the basics.Most of Indians invest in property as shown in...

How to Get the Most Out of Your Mornings

We are all living very busy lives and it can be hard to find time to actually sit down and enjoy things. Here are a few ways that you can get the most out of your mornings and make them the best part of your whole day. All you need to do is read through this list, do...

Our Free Resources: Ebooks, Videos, Instagram

As we are not taught finance at home or school we end up with half-cooked knowledge. Bemoneyaware is on a mission to empower 1 crore Indians to take control of their money. We have many free resources like Ebooks, YouTube Videos for you to use. This page lists all our...

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