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Once you open an NPS account, your PRAN or Permanent Retirement Account Number is generated. To track your NPS account, your contributions you can get info through the phone and through the internet by accessing cra.nsdl.com website. This article talks about NPS iPin, what are advantages of having iPin, How to set NPS iPin or password When you open an eNPS account, How to reset NPS iPin to access NPS online at CRA when you have forgotten iPin.

What is NPS iPin and when you need to set it

Internet Personal Identification Number (IPIN) is a password to access your NPS account on CRA Website (www.cransdl.com).  Advantages of iPin for NPS account are

  • I-pin holders can access the CRA system to check account details, bank account details and nomination details for both Tier-1 and Tier-2 Accounts.
  • I-pin holders have the advantage of generating statement for both tiers, giving them the total and latest valuation of their investment. Generation of previous 3 years of transaction statement is also allowed.
  • Monthly contribution can be easily tracked using Ipin.
  • A complaint can be registered against CRA or Nodal officer after logging in with I-pin.

There are two scenarios in which one needs to set or reset NPS password.

  • When you open an eNPS account then PRAN is allotted immediately. Initially, IPIN was sent to your address of communication along with other cards and documents, after manual submission of the application form at PFRDA’s Central Bookkeeping Authority, but now the IPIN has to be set.
  • You have forgotten your IPin.

If you have your Mobile number registered with NPS that you can set it online by Generating One Time Password or OTP.

If your mobile number is not linked to the NPS account instead of clicking generate OTP while entering personal details, click on go to Point of Presence(POP) or Nodal office for the government employees. You have to approach any POP/ Nodal office for authorizing the request.  POP/Nodal Office act as interface between the subscribers and the central recordkeeping agency. You can find list of POP at NSDL website https://www.npscra.nsdl.co.in/pop-sp.php

When you open an eNPS account you need to set password or iPin

Initially, IPIN was sent to your address of communication along with other cards and documents, after manual submission of the application form at PFRDA’s Central Bookkeeping Authority, but now the IPIN can be set online. Once you are done with the pre-requisites of subscribing to NPS scheme, you will be immediately allotted with PRAN.

NPS Set/Reset IPin

NPS Set/Reset IPin

You will see the window as shown in the image below. Enter the details like PRAN, Your name, Date of Birth(DOB). Details entered should match those in PRAN card. Some fields are optional like the Email address but fields marked with * are mandatory or compulsory.  Enter your desired password twice. The password should be between 8 to 14 characters and should have both alphabets and numbers i.e it should be alpha-numeric with at least one special character like #,$,& etc. Click on Generate OTP.

NPS set reset iPin NPS iPin

NPS set-reset iPin

OTP(One Time Password) will be sent on your registered mobile number to authenticate setting of IPIN. Enter the OTP in the window as shown in the image below

NPS Set Password sent through OTP

NPS Set Password sent through OTP

How to Reset NPS iPin if you forget your password?

You can reset the Password or iPin if you have forgotten your password and your account is not locked. “As a safety measure to prevent unauthorised access, the account will be locked if the user enters incorrect password for five consecutive attempts. The user shall have an option to reset the password by answering the secret question even after the account is locked. In case the user is not able to remember the answer to the secret question and is unsuccessful in resetting the password, the user shall have to submit a request for reissue of I-Pin.”

Go to cra-nsdl.com

Click on Forgot password as shown in the image below.

  • NPS reset iPin or Password at CRA website online

    NPS reset iPin or Password at CRA website online

    In the new window You will see two options as shown in the image below: Reset password using the secret question or instant reset IPin. Click on instant reset IPin 

NPS Reset password or IPIN instantly if forgotten

NPS Reset password or IPIN instantly if forgotten

Enter the details as per the PRAN card. Details marked with * are compulsory. Enter Password twice to reconfirm. The password should be between 8 to 14 characters and should have both alphabets and numbers i.e it should be alpha-numeric with at least one special character like #,$,& etc. Click on Generate OTP.

NPS reset password enter details as per PRAN card

NPS reset password enter details as per PRAN card

  • OTP will be set on your registered mobile number to authenticate setting of IPIN.
  • Enter the OTP received on the website and click on submit.

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