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Invest in stocks, shares, equity. Infact no talk on investment is complete without mention, if not discussion, of stock market. Investing in equities over a long period is one of the best ways to stay ahead of inflation. But Stock Market thy name is volatility!  List of articles on Basics such as what is Stock market, What is Index? Ups and Downs of Sensex, Comparing investing in Stock Market vs Mutual Funds, How to start investing in Stock market.

In India Sensex is an index that captures the increase or decrease in prices of stocks of 30 companies that are traded on the BSE.

Nifty is the Sensex’s counterpart on the NSE and comprises of 50 companies.

Why should one invest in equities, stock market?

Why should one invest in equities? Inflation! Inflation erodes the savings of citizens. So if the inflation rate is 8%, a Rs 100 earned will be worth just Rs 92 after a year if it is not invested. So If you invest Rs. 1 lakh (1,00,000 @ 12% p.a.), with the annual inflation rate being 5% in the economy, then the real return on your deposit is 12%(nominal rate) minus 5%(inflation rate), i.e. 7% p.a.(real rate)

Equities have the potential to increase in value over time.  Research studies have proved that equity returns have outperformed the returns of most other forms of investments in the long term.

But the Stock market is volatile. The image below shows the ups and downs of the stock market. It is not for weak hearted who lose sleep when stock market go up and down

If one wants to invest in equities there are two ways, Stocks and Mutual Funds. 

Both mutual funds and direct equity have their own pros and cons. For beginners in equity market and those who don’t have adequate time to monitor their investment, it is recommended, they should invest in equity market through mutual funds as mutual funds provide various benefits as Professional management, Portfolio Diversification, Liquidity, Convenient options.

The word Sensex comes from sensitive index and was coined by Deepak Mohoni.
Nifty had V Shape Recovery in 2008 Financial Crisis

Nifty had V Shape Recovery in 2008 Financial Crisis

Basics of Stock Market

Opening a Demat Account, NSDL-CDSL,

Analyzing Stocks

How to buy and sell stocks

Stock Market

IPO

Tax and Stock Market

From 1 Apr 2018, capital gain on stocks is changed.

Long Term Capital Gain tax of 10%without indexation,  for capital gains exceeding one lakh from all direct equity and equity mutual funds. However, all capital gains until  31 Jan 2018 will be grandfathered.

Short-term capital gains tax remains at 15%.

International Stocks and Tax

RSU or Restricted Stock Units are shares of the company given to employees free of cost but with some restrictions. What are RSUs? Why are RSUs given? What is vesting date? When are RSU taxed? I

Stock Market Gurus

Books on Stock Markets

Some Stock exchanges of the world

Some Stock exchanges of the world

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