Insurance is one of the best financial tool to protect yourself, your family, as well as your valuables from unforeseen circumstances. There are various types of insurance policies such as Life Insurance, Health insurance, Home insurance, personal accident insurance, auto insurance etc. While some covers, like those for vehicle and travel abroad, are mandatory, others need to be bought pro-actively. This article has list of articles written by us related to insurance. It covers Basics of Insurance, different types of Insurance such as Life Insurance, Health Insurance, Before Buying Insurance Policy to Save Income Tax, Before Buying Insurance Policy to Save Income Tax. All covers LIC Bonus rates, how to register for LIC e Services and submit NEFT forms and review of LIC plans.
Need for life insurance changes with time, for example, a young person who is single with no financial dependents, having limited or no liabilities would not need Life Insurance , also a person who is retired and has done with his liabilities etc but a person who is in 40s married with kids would increase his health insurance cover.
What should you do if you have already bought an insurance policy? Should just let the policy lapse or surrender it or make it paid up or take a loan against the policy. How should you decide which policies should be in your portfolio and the ones that you should get rid off at the earliest
Table of Contents
Understanding Insurance
- Basics of Insurance
- Before Buying Insurance Policy to Save Income Tax
- Mis-Selling or Mis-Buying: It’s My Money, My Responsibility
- Insurance at every lifestage
- What is Electronic Insurance Account or eIA?
- Understanding Group Insurance and its Types
- Recognize the Difference between Online and Offline Insurance Plans
Life Insurance
A term plan is a best and cheapest way to buy a life insurance policy for every individual who desires to secure his family in his absence. In a term plan, the nominee gets a sum assured on the death of policyholder during the policy term and nothing if policyholder survives the term.
- Life Insurance
- Checklist for buying Life Insurance Policy
- Insurance: Types of Term Plan
- Insurance : Surrender or Make policy paid up or Continue
- Should you delay your Life Insurance (term) decision
- Mixing Insurance with Investment
- What is ULIP or Unit Linked Insurance Plan
- Surrendering Life Insurance Policy
- Discontinue Life Insurance Policy: Surrender,Paid Up,Loan
- Before Buying Insurance Policy to Save Income Tax
- Change in health and life insurance plans by Jan 2014
- All You Need to Know About Multiple Life Insurance Policies
Mistakes That Can Lead to Rejection of Your Term Insurance Claims
Health Insurance
- Is Employer provided Medical insurance Sufficient?
- Why don’t we buy Health Insurance Plans?
- Before buying the Health insurance
- What is Health Insurance Portability?
- What are Top Up and Super Top Up Health Insurance Plan
LIC
- LIC Bonus Rates, Special Bonus,Calculation,Returns from Bonus
- How to Register Online at LIC e-Services
- Submit LIC NEFT Form for faster settement
- LIC Jeevan Shikhar Insurance Policy
Specific LIC Plans
- LIC Bima Diamond Policy
- Revive Lapsed Insurance Policy, LIC Revival Camp
- LIC Jeevan Labh : Is it profitable for you? Should you buy it?
- What is LIC’s Jeevan Lakshya Plan?
- Varishtha Pension Bima Yojana 2017,Pension Plan for Senior Citizens
- Should you buy LIC Jeevan Sugam?
Car Insurance, Home Insurance, Railways Insurance, Gadgets Insurance
Home Insurance:Types, Basics,Claim
Insurance for Mobiles and Gadgets
Railways Travel Insurance: How to buy, Policy document,History
A travel insurance cover of up to Rs 10 lakh can be availed while booking a train ticket online by paying less than one rupee from 31 August 2016. The claims under the new scheme is Rs 10 lakh in case of death, Rs 10 lakh in case of Permanent Total Disability, Rs 7.5 lakh in case of permanent partial disability, Rs 2 lakh for hospitalization expenses for injury and Rs 10,000 for transportation of mortal remains. From 10 Dec 2016, the Indian Railways has started giving free accidental insurance cover to the passengers who booked their tickets through online mode
